Services
Comprehensive Solutions for Every Borrower
Home Loan
Start your journey to homeownership on solid ground. We provide fast pre-approvals and expert guidance to help you navigate the competitive California market and secure the keys to your new home.
Home Refinances
Optimize your monthly budget. Whether you want to lower your interest rate, shorten your loan term, or switch from an adjustable to a fixed rate, we’ll find the plan that saves you the most.
Second Mortgage
Access your equity without disturbing your low-interest primary mortgage. A second mortgage is a powerful tool for homeowners who need capital while keeping their original financing intact.
VA Loans
We are proud to serve those who served. VA loans offer incredible benefits for Veterans and active-duty members, including $0$ down payment options and no private mortgage insurance (PMI).
FHA Loans
Homeownership is within reach. With down payments as low as $3.5\%$ and flexible credit requirements, FHA loans are an ideal solution for first-time buyers and those building their credit.
Hard Money Loans
Speed is the ultimate advantage for investors. Our Hard Money programs focus on asset value rather than credit history, providing the fast capital needed for fix-and-flips or time-sensitive bridge opportunities.
Non-QM Loans
Think outside the "bank" box. Designed for the self-employed, freelancers, and entrepreneurs, our Non-QM loans use alternative income verification (like bank statements) to get you approved.
Cash-Out Refinance
Unlock the wealth hidden in your walls. A cash-out refinance allows you to tap into your home’s equity to fund renovations, pay for education, or consolidate high-interest debt.
Expert Lending. Engineered for You.
From First-Time Purchases to High-Leverage Hard Money—Get the funding you need with Skynet Financial.