Home Refinances
Optimize Your Mortgage for Today’s Market
Your financial goals evolve, and your mortgage should too. At Skynet Financial Co., we specialize in helping homeowners in Tustin and throughout California “trade in” their current home loans for better terms. Whether you are looking to lower your monthly obligation, pay off your home sooner, or switch to a more stable loan type, our refinance experts analyze the current market data to ensure your new loan provides a clear financial victory.
Ready to See Your Loan Options?
Lower Your Rate or Shorten Your Term
The most common reason to refinance is to secure a lower interest rate, which can save you tens of thousands of dollars over the life of your loan. If market rates have dropped since you closed on your home—or if your credit score has significantly improved—you may be eligible for a Rate-and-Term Refinance. This allows you to reduce your monthly payment and improve your immediate cash flow. Alternatively, many clients choose to shorten their loan term (for example, switching from a 30-year to a 15-year mortgage). While this may increase your monthly payment slightly, it drastically reduces the total interest paid and helps you own your home outright years ahead of schedule.